Maxine Curry
Dayjob Limited
The Big Peg
120 Vyse Street
Birmingham B18 6NF
England
T: 0044 121 638 0026
E: info@dayjob.com

PERSONAL SUMMARY

A responsible Credit Manager who has a track record of consistently delivering to the highest levels of performance. Maxine is an expert at carrying out high-quality credit analysis in order to monitor the payment timeliness of her clients. She is someone who can come up with highly thought out, and concise solutions to credit related problems. In her current role, she uses her well hones skills to review client applications and to then identify appropriate packages that meet their precise needs. Through her career she has learnt how to effectively manage a credit control process and influence internal stakeholders. Right now, she is looking for a suitable position with a company that wants to employ hardworking individuals who get results.

CAREER HISTORY

CREDIT MANAGER – Start Date – Present
Employers name – Location
Responsible for leading a team of credit controllers who are responsible for collections, customer analysis and invoicing.

Duties;

  • Ensuring minimal credit risk in accordance with company policies and risk management strategies.
  • Effectively managing over debtor balances in order to optimise working capital.
  • Managing the collection of all debts in accordance with agreed Credit terms.
  • Providing Credit improving guidance and support to colleagues across the business.
  • Carrying out proposal analysis and ‘in the field’ Underwriting, in support of the sales-team.
  • Preparing credit proposals and presenting them directly to the relevant stakeholders.
  • Underwriting and managing credit proposals from sales teams within agreed SLAs.
  • Liaising with internal and external clients to progress payment of invoices.
  • Setting up the terms and conditions of the receivable and payable balances.
  • Reporting on team performance and promoting the reduction of aged debts.
  • Regularly reviewing and maintaining credit limits on existing accounts (where applicable).
  • Overseeing cash allocation, statement runs, credit notes and write offs.
  • Managing the company’s Credit insurance policy in accordance with the terms of the agreement.
  • Overseeing the credit policy and where necessary, recommending updates.

JOB TITLE – Start Date – End Date
Employers name – Location

JOB TITLE – Start Date – End Date
Employers name – Location

KEY SKILLS AND COMPETENCIES

Professional

  • Using analytical tools and a professional approach to conducting business.
  • Understanding of syndications and debt capital markets.
  • knowledge of underwriting techniques & requirements gained through significant experience of SME.
  • Producing regular, timely and incisive reports.
  • Able to work in a demanding capacity.
  • Maintaining a positive company debtor profile.
  • Awareness of consumer credit referencing.
  • Knowledge of commercial credit control.
  • Adding real operational and strategic business value through Credit analysis.
  • line managing a number of colleagues within the team.
  • Team motivating activities
  • Providing leadership, support and training to junior staff as required.

Personal

  • Making robust and supportable recommendations.
  • Working under pressure whilst maintaining a positive mental attitude.
  • Verbal reasoning and problem solving.
  • Excellent planning, prioritisation and organisational skills.
  • Ability to follow set procedures.
  • Strong attention to detail and time management.

AREAS OF EXPERTISE

Credit applications
Pricing policies
Case submissions
Risk Reviews
Credit Policies
CICM qualification
Process implementation
Collections management
MCICM-qualified
SAP experience
Advanced Excel
Analytic analysis

ACADEMIC QUALIFICATIONS 

University name  –  Degree details               Study Dates
College name      –  Qualifications                Study Dates
School name       –  Subjects / Grades          Study Dates

REFERENCES 

Available on request.

 

 

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